Houston, TX
Authored by: Dr. Sam Sukkar, MD on May 9th, 2025
For many women in Houston, the journey to reclaim their pre-pregnancy body leads them to consider a mommy makeover. This popular procedure can include a range of surgeries designed to address the physical changes brought on by pregnancy and childbirth. As exciting as it sounds, the cost can be a concern. Exploring mommy makeover financing options can make this transformative procedure more accessible. Different payment plans are available to suit diverse financial situations.
Some clinics provide CareCredit, Cherry and in-house financing, allowing patients to make affordable monthly payments. These plans are structured to help spread the cost over manageable installments, sometimes without interest if paid within a certain period.
In Houston, options abound for those looking to finance their makeover. At The Clinic for Plastic Surgery lead by Dr. Sam Sukkar, MD, they offer payment plans starting as low as $268 per month (upon approved credit) through services like Cherry, PatientFi, Alphaeon Credit, CareCredit, and Prosper HealthCare Lending. Diving into these choices can ease the financial burden and help you achieve your aesthetic goals.
A mommy makeover surgery focuses on helping women regain their pre-pregnancy bodies. It usually includes several cosmetic procedures tailored to individual needs. These procedures can target areas like the breasts and abdomen and help address concerns from pregnancy and childbirth.
A mommy makeover is a combination of cosmetic surgeries that aim to restore the body after pregnancy. It’s not a one-size-fits-all approach. Each makeover is customized. Popular procedures involve the breasts and abdomen. Often, these include breast augmentation with breast implants or a tummy tuck.
Women may choose a mommy makeover to combat effects such as loose skin or loss of breast volume. The focus is on helping them feel more confident in their bodies. While the term “mommy makeover” suggests it’s just for moms, these procedures can benefit any woman looking to enhance her body’s appearance after significant changes.
A typical mommy makeover might include a combination of breast augmentation, liposuction, and a tummy tuck. Breast augmentation often involves breast implants to increase volume. Some women opt for a breast lift along with augmentation to improve shape.
A tummy tuck targets the abdominal area, removing excess skin and tightening muscles. Liposuction is also common. It helps remove stubborn fat pockets that diet and exercise don’t cover. Each of these procedures can be tailored based on the individual’s needs and goals, offering a personalized approach to body restoration. Understanding these options helps potential patients make informed decisions about their makeover.
For those looking into a mommy makeover, various payment methods can help manage costs. Clinics often accept credit cards such as Visa, MasterCard, and American Express. Some may also accept checks. Another options available are financing companies like:
Cherry offers simple, flexible financing designed for cosmetic procedures, providing quick approvals without impacting your credit score. Its transparent payment plans let you confidently manage mommy makeover costs over convenient monthly installments.
PatientFi provides personalized financing plans tailored specifically to plastic surgery patients. With soft credit checks, competitive rates, and flexible terms, PatientFi ensures your cosmetic goals remain affordable.
Alphaeon Credit specializes in healthcare financing, offering budget-friendly monthly payments and promotional financing options. Designed especially for aesthetics, Alphaeon makes elective procedures financially accessible.
CareCredit is a widely accepted healthcare credit card offering flexible financing terms and special promotional offers. Ideal for plastic surgery, it allows you to proceed immediately with treatment and pay comfortably over time.
Prosper HealthCare Lending offers loans with clear terms, no prepayment penalties, and competitive rates. It simplifies financing for plastic surgery by delivering quick online approvals and customizable payment plans.
In some places, personal savings can also be used to pay for these procedures. If saving up in advance isn’t possible, some clinics offer in-house financing plans. These plans allow patients to pay in set installments, which can be easier for many to manage. It’s important to check with each clinic in Houston, as the options can vary significantly.
Financing is a popular way to cover mommy makeover cost in Houston. Personal loans can offer flexibility and may have better interest rates depending on the borrower’s credit profile. Many clinics in Houston promote collaboration with financial companies to offer tailored financing solutions.
Monthly payment plans through financing companies can help spread out the cost over time. Clinics might also provide in-house financing for up to a year. This is helpful for patients who prefer making regular payments over an extended period. Patients should budget appropriately and be aware of the interest rates involved.
It’s crucial for those considering a mommy makeover to explore all their options and pick the one that best suits their financial situation. Working with a financial consultant can also provide valuable insight into making the most informed decisions.
When considering financing for a mommy makeover, understanding the pros and cons of personal loans and credit cards is crucial. It’s also essential to think about how monthly payments will fit into your budget.
When financing options like personal loans and credit cards are on the table, it’s important to weigh your choices. Personal loans often come with fixed interest rates and monthly payments. This means you’ll know exactly what you owe each month, which can be helpful for budgeting.
Credit cards, on the other hand, might offer more flexibility, especially if you find a card with an intro 0% APR period. This can allow you to pay off the balance without interest if paid in full within the promotional period.
Though credit cards provide freedom, any remaining balance after the promo ends might have higher interest rates. Personal loans usually offer lower interest rates in comparison, making them a good choice for long-term repayment plans. Evaluating these differences can guide patients in choosing what aligns best with their financial situation.
In-house financing allows patients to pay for surgery directly through the surgeon’s office. Many clinics in Houston provide this service. It usually involves setting up a payment plan that can be customized to fit a patient’s budget. This option often features flexible terms and bypasses the need for external lenders.
Yes, many clinics offer payment plans specifically for breast augmentation procedures. These plans can be structured to fit various budgets and typically include monthly installments. Patients can speak directly with the clinic to understand the terms and conditions involved in setting up these plans.
In-house financing for breast augmentation means patients pay the clinic directly instead of using a third-party lender. Clinics typically create a payment plan to help spread the cost over time. This can include a series of monthly payments, making the procedure more affordable for many patients.
Patients can often set up monthly payment plans through in-house financing or specialized medical lenders. Each clinic may offer different options, such as working with companies like CareCredit, Cherry, PatientFi or Prosper Healthcare Lending. It’s important to explore these options directly with the clinic to find the best plan.
Planning for plastic surgery procedures like a mommy makeover doesn’t have to be overwhelming. Today, many clinics accept cash and most major credit cards, making it easier to begin your aesthetic journey. From flexible payment options to tailored monthly payment options, patients have more control over how they manage their expenses. Whether you’re considering a single surgical procedure or a combination of cosmetic surgery procedures, there are multiple plastic surgery financing options available to help reduce upfront costs.
Working with a premier financing company such as Cherry offers access to low monthly payments and credit lines designed specifically for elective healthcare. These financing choices can make plastic surgery procedures more attainable, allowing you to focus on results. By selecting a clinic that accepts major credit cards and offers structured payment plans, you can move forward with confidence, knowing that support is in place every step of the way.
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Dr. Sam Sukkar, MD, FACS is a highly respected Board-Certified Plastic Surgeon in Houston, Texas, known for his expertise in advanced cosmetic and reconstructive procedures. As the founder of The Clinic for Plastic Surgery, Dr. Sukkar has set a new standard for excellence, performing over 20,000 procedures with a focus on delivering natural, refined results.
Dr. Sukkar earned his Doctor of Medicine (M.D.) degree from Louisiana State University School of Medicine in 1992 after graduating summa cum laude with a Bachelor of Science in Microbiology. He then completed an intensive General Surgery Residency at the University of Texas Hermann Hospital before being selected for a highly competitive Plastic Surgery Fellowship at Northwestern University in Chicago, one of the most prestigious training programs in the country.
With more than 20 years of experience, Dr. Sukkar is a Diplomate of the American Board of Plastic Surgery and a Fellow of the American College of Surgeons (FACS). He is also an active member of the American Society of Plastic Surgeons (ASPS) and the Houston Society of Plastic Surgery (HSPS). His dedication to innovation and continuing education has solidified his reputation as a leading expert in aesthetic surgery, specializing in breast surgery, body contouring, facial procedures, and non-invasive treatments.
Dr. Sukkar’s expertise has been recognized by Houston Magazine, naming him one of Houston’s “Top Docs for Women,” and he has been featured among RealSelf’s America’s Top Doctors. Committed to his patients, he prioritizes personalized care, ensuring every individual feels informed, comfortable, and confident in their aesthetic journey.
Contact Dr. Sukkar today to schedule a consultation, visit DrSukkar.com to learn more, or call us directly at (281) 940-1535.
Cover Image Credit: Benzoix / 123RF.com (Licensed). Photo Illustration by: Dr. Sam Sukkar, MD, The Clinic for Plastic Surgery.
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